Privacy Policy

Effective Date: June 8, 2026

Welcome to International Gold & Silver ("we," "us," or "our"). This Privacy
Policy explains how we collect, use, disclose, and safeguard your information
when you visit our website at https://internationalgoldandsilver.com/, utilize
our free mailing kits, or conduct business with us.

Please read this Privacy Policy carefully. By using our site and services, you
consent to the data practices described in this policy. If you do not agree with
the terms of this Privacy Policy, please do not access the site or utilize our
services.

Information We Collect

To provide our services, process payouts, and comply with strict federal and
state regulations, we collect various types of information from our customers.

A. Personal and Contact Information

When you request a mailer kit, contact us, or register on our site, we may
collect:

First and last name
Email address
Phone number
Mailing and physical address

B. Payment and Transactional Information

To facilitate your instant cash offer and payout, we collect payment details
depending on your chosen method of compensation (ACH, Check, CashApp, Zelle,
PayPal, or Venmo). This includes account names, routing/account numbers, and
payment handles.

C. Identity Verification, AML, and Tax Compliance Information

Because we deal in the purchasing of precious metals, jewelry, and bullion, we
are strictly regulated by local, state, and federal laws, including Anti-Money
Laundering (AML) statutes and Internal Revenue Service (IRS) regulations. When
you sell items to us, we legally mandate the collection of:

Government-Issued Identification: We collect and securely store
high-resolution scans or photos of your valid, government-issued ID (such as
a Driver’s License, State ID, or Passport).
Taxpayer Identification and IRS Forms: Depending on the value, volume, and
type of items sold, as well as your payout method, federal law may require
us to report the transaction. We collect Social Security Numbers (SSN),
Employer Identification Numbers (EIN), and require customers to complete
applicable tax forms (including, but not limited to, IRS Form W-9,
Form 1099-B, or Form 8300 for cash equivalent transactions over $10,000).
Note: Refusal to provide valid identification or required tax documentation
will result in the immediate cancellation of your transaction.

D. Automatically Collected Information

When you visit our website, our servers automatically collect certain standard
technical information, including your IP address, browser type, operating
system, access times, and the pages you have viewed directly before and after
accessing the site. We may use cookies and similar tracking technologies to
improve user experience.

How We Use Your Information

We use the information we collect to operate our business efficiently, pay you
promptly, and remain legally compliant. Specific uses include:

Providing, operating, and maintaining our website and appraisal services.
Generating and fulfilling prepaid, insured FedEx shipping mailers.
Processing your appraisals, presenting cash offers, and executing secure
payouts.
Identity Verification & Fraud Prevention: Confirming your identity to
prevent stolen goods from entering the market and mitigating fraud.
Legal & Tax Compliance: Fulfilling our mandatory reporting obligations to
local law enforcement, federal agencies, and the Internal Revenue Service
(IRS).
Communicating with you regarding your shipment status, offers, and customer
support inquiries.

How We Share Your Information

We respect your privacy and will never sell your personal information to
third-party marketers. We only share your data in the following specific,
necessary circumstances:

A. Service Providers

We share necessary information with trusted third parties that assist us in
operating our business, such as:

Shipping and logistics partners (e.g., FedEx) for tracking and insuring your
items.
Payment processors and financial institutions (e.g., your bank, PayPal,
Venmo, CashApp) to facilitate your payout.
IT and software service providers hosting our website and secure databases.

B. Law Enforcement, Government Agencies, and IRS Reporting

This is a core component of our legal compliance. We will disclose your personal
information, ID scans, and transactional history:

To the IRS and state tax authorities to comply with mandatory tax reporting
(e.g., filing Form 1099s or Form 8300s).
To local, state, or federal law enforcement agencies if required by law,
subpoena, court order, or standard pawnbroker/secondhand dealer reporting
requirements.
To investigate, prevent, or take action regarding suspected illegal
activities, fraud, or situations involving potential threats to the safety
of any person.

C. Business Transfers

If International Gold & Silver is involved in a merger, acquisition, or sale of
all or a portion of its assets, your information may be transferred as part of
that transaction.

Data Retention and Security

A. Data Security

We implement robust administrative, technical, and physical security measures to
help protect your personal information. Highly sensitive data, specifically your
ID scans and Tax/SSN information, are stored using industry-standard encryption
and strict access controls. While we take every commercially reasonable
precaution to safeguard your data, no security system is impenetrable, and we
cannot guarantee absolute security over the internet.

B. Data Retention

We are required by law to retain transactional records, ID scans, and tax
documentation for several years following the conclusion of your sale
(typically 5 to 7 years, depending on IRS and state regulations). We retain this
data purely for compliance, audit, and legal defense purposes. Once the legally
mandated retention period expires, your sensitive data is permanently and
securely destroyed.

Your Choices and Rights

Depending on your state of residence (e.g., California, Virginia, Colorado), you
may have specific rights regarding your personal data, including the right to:

Request access to the personal data we have collected about you.
Request correction of inaccurate data.
Request deletion of your data (Subject to severe limitations: Please note
that we cannot delete your information if it is tied to a financial
transaction that we are legally required by the IRS or law enforcement to
retain.).
Opt-out of promotional marketing communications at any time.

To exercise any of these rights, please contact us using the information
provided below.

Third-Party Websites

Our website may contain links to third-party websites or services (such as FedEx
tracking or third-party payment gateways). We are not responsible for the
privacy practices, policies, or content of these third-party sites. We encourage
you to read the privacy policies of any third-party site you visit.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our
business practices, legal requirements, or regulatory updates. Any changes will
be posted on this page, and we will update the "Effective Date" at the top of
the policy. Your continued use of the website and services after any changes
signifies your acceptance of the revised Privacy Policy.

If you have questions, comments, or concerns about this Privacy Policy or our
data practices, please contact us:

International Gold & Silver
Phone: +1 (401) 315-4653
Website: https://internationalgoldandsilver.com/
Privacy Policy URL: https://internationalgoldandsilver.com/privacy